July 2015

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The relatives at home may not have had a chance to read the policy, let alone to know what Dad said to the travel agent when booking the holiday and the insurance.If travellers do have a medical problem abroad, their policy often encourages them to telephone a UK number to speak to a claims and medical assistance agency.Only a few policies insist that policyholders contact the company for authorisation before incurring any expense and most present the suggestion as a helpful service.I understand that insurers have some poor experiences of medical practitioners in other countries Web Portal Design overcharging ill or injured travellers immediately they catch sight of a UK travel policy.

Some insurers seem to regard assistance companies as primarily there to police and reduce claims costs, and some of the assistance staff seem to see it this way as well.Thus if there is any chance of avoiding treatment abroad and delivering the policyholder back into the care of the NHS, that will be the preferred course.To a person injured or ill abroad,

advice from such an agency that it would be better to wait and return to the UK can appear callous and self-interested, even if that is not the intention.We also receive the opposite complaint: that the assistance agency insists on the patient staying at the resort and will not arrange for them to come home.The prime consideration should be what is best for the patient, not what is cheapest for the insurer.The patients wishes ought to be taken into consideration —

they are not always paramount but should at least be considered.The process of prior authorisation of these expenses is one that is convenient to policyholders and insurers.
If authorised, the expenses will be met direct, and the treating practitioners can proceed in the knowledge that they will be paid by the insurer direct.

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She kept him in touch with progress, met him to tell him about how things were going on several occasions and even in the very early stages he told Prison Governors that we were a very good thing! The First Prize was awarded to Barbara Tudor for her tremendous work for the Probation Service in the Midlands. The lecture, given by the Rt. Rev. John Sentamu, Bishop of Birmingham, focused on the need for reconciliation, restoration and forgiveness if human beings are to be helped to change their behaviour, rather than punishment, retribution and revenge, which clearly do not work.

The evening was generously sponsored by The Independent and the full text of his inspirational speech is on their website and also on that of the Prison Reform Trust. Representatives from the retail sector, engineering companies, haulage firms and NHS Trusts toured the prison to meet prisoners at work, and heard testimonies from employers and former inmates. Web Copywriting Gil Bolton, Head of Regimes and Resettlement at the prison, spoke of his desired outcomes from the event, the first of its kind at the prison.

He did not want special treatment for ex-offenders rather he hoped that applications would be considered carefully, especially given the fact that one third of men under 40 have a criminal record. He was clear that in an area of the country where there is significant unemployment, it is important for the prison to forge links with local employers in order to discover areas where they have problems recruiting staff.

Many offenders want to break the cycle, he told employers they just need someone like you to give them a second chance. And as having a job cuts re-offending rates by around 40%, it is in the interests of the whole community to help get people back to work after leaving prison. Liz Boddy, Director of John Boddy Timber in Boroughbridge, had experienced difficulty in finding people to fill her vacancies. These people are highly committed they really want the job. She said there had been some reticence before the first ex-offender arrived, but as soon as they met him they completely accepted him.